If you’re seeking compensation after being hurt in an accident that was someone else’s fault, you might be asking, “What’s my personal injury claim worth?”
In this detailed guide, we answer frequently asked questions about personal injury claims like:
- What is the average payout for a personal injury claim?
- What’s my claim worth if I also suffer financial loss?
- When am I able to make a compensation claim for a personal injury?
Continue reading to learn how solicitors from our panel help their clients get compensation settlement on a No Win No Fee basis.
You can find out if you’re able to make a personal injury claim with a solicitor’s help through a free consultation with one of our advisors. If you just want to ask, “How much is my claim worth?” then you can do that too. There’s no fee and we’re available 24/7, so either:
- Call the helpline on 0800 408 7826.
- Open the live chat window.
- Fill in our contact form so we can give you a call.
Select A Section
- What’s My Personal Injury Claim Worth?
- What Is A Personal Injury Claim?
- Examples Of An Accident Leading To A Personal Injury Claim
- Potential Impact Of A Personal Injury
- Use Our Compensation Calculator
- Connect With No Win No Fee Solicitors To Make A Personal Injury Claim
- Learn More – What’s My Personal Injury Claim Worth?
What’s My Personal Injury Claim Worth?
The overall goal of a personal injury claim is to restore you to the financial state you were in before you were injured in an accident. Therefore, the injury’s impact on you will determine how much compensation you are eligible for in general and special damages.
General damages are the part of your settlement covering the pain and suffering your injuries have caused you. If you succeed in your claim, special damages may also be included in your compensation payout. This is compensation to cover any financial losses incurred as a result of your injuries.
Below, we’ve included a table with figures from the Judicial College Guidelines (JCG) covering different types of injuries. This is a set of guideline compensation brackets for a range of different injuries; legal professionals use this document to help them value claims.
| Body Part | Severity | Compensation Bracket |
|---|---|---|
| Multiple | Severe, And With Significant Associated Financial Loss | Up to £1,000,000+ |
| Head/Brain | Very Severe | £344,150 to £493,000 |
| Less Severe | £18,700 to £52,550 | |
| Back | Severe (i) | £111,150 to £196,450 |
| Leg | Above-Knee Amputation of One Leg | £127,930 to £167,760 |
| Knee | Severe (i) | £85,100 to £117,410 |
| Arm | Injuries Resulting in Permanent and Substantial Disablement | £47,810 to £73,050 |
| Hand | Severe Fractures to Fingers | Up to £44,840 |
| Neck | Moderate (ii) | £16,770 to £30,500 |
| Toe | Severe Toe Injuries | £16,770 to £25,710 |
Special damages can reimburse you for any financial losses that your injuries have caused. For instance, you can claim if you need to go to physiotherapy after suffering an injury or if you need to get the bus to and from medical appointments as a result of a car accident.
It is imperative that you keep all of the evidence of your financial losses to be compensated in full. For more information on the amount of compensation you could receive, please speak with an advisor today.
What Is A Personal Injury Claim?
A personal injury claim is an umbrella term for several types of specific types of accident claims, including road traffic accidents, accidents in public places – also known as public liability claims – and accidents at work.
Of course, not all accidents are eligible for a claim; sometimes, incidents occur that are nobody’s fault at all, and sometimes you may have caused an accident entirely because of your own actions. Therefore, it is vital to consider whether you genuinely have a claim before looking to answer the question, “what’s my personal injury claim worth?”.
To succeed in your claim, you must be able to prove that the defendant has acted negligently. This means that they had a duty of care towards you and that this was broken, resulting in you being injured.
For instance, if you have fallen on a pothole, you may be eligible for accident in a public place compensation. This could be the case if the council were aware that the pothole was present and posed a risk of injury but failed to take steps to remove or reduce this risk. If you were in an accident as a result, you could be eligible to claim.
Examples Of An Accident Leading To A Personal Injury Claim
Below, we’ve included several scenarios of how accidents can happen that may lead to a personal injury claim:
- Your employer may have failed to provide the proper training required for manual handling, which could cause you to break your back in an accident at work when doing heavy lifting. Under the Health and Safety at Work etc. Act 1974 they have acted negligently as they should take all reasonable steps to ensure the safety of their employees and prevent work injuries.
- As a cyclist, you may be involved in a car accident on the road because the driver swerves into the cycle lane that you’re travelling in, causing a head injury. All road users must follow the guidance in the Highway Code, and the duty of care on the road is set out in the Road Traffic Act 1988.
- The Occupiers’ Liability Act 1957 states that the party in control of a public space owes a duty of care to members of the public who use it. This could be breached if, for instance, a gym owner fails to clean up or signpost a puddle caused by a leak, resulting in a slip, trip or fall leading to a fractured skull.
For more information on the kinds of accidents that could form the basis of valid claims, speak with an advisor today.
Recent Injury Statistics
According to statistics collected by the Health and Safety Executive, there were 61,663 non-fatal
injuries reported by employers in 2023/24 under the Reporting of Injuries, Diseases and Dangerous Occurrences Regulations 2013. Of these:
-
- 31% involved slips, trips and falls on the same level, and 8% involved falls from a height
- 17% of injuries resulted from lifting or carrying
- 10% resulted from being struck by a moving object.
Potential Impact Of A Personal Injury
If you sustain injuries as a result of negligence, there are various considerations that l could affect the amount you receive. Physical injuries are typically considered first in personal injury claims; this is because some special damages payments can be affected by your physical injuries.
For example, if you were in a car accident in which you broke both of your legs, then this can have an affect on the things that you’re able to do. You may not be able to clean your house or socialise with friends.
This could cause psychological injuries, too. For example, if you’re unable to play sports and you usually do this to unwind, you may find yourself stressed and anxious while this is the case. In some cases, you might sustain permanent injuries and find the subsequent emotional suffering difficult to cope with.
If you’re wondering, “what’s my personal injury claim worth?” then one of our advisors could help. Get in touch today for free legal advice about claiming.
Use Our Compensation Calculator
Our compensation calculator is a very helpful tool that can tell you how much compensation you may be eligible for. However, if you would prefer not to do so, a member of our team can talk about your claim with you and let you know how much you could be owed. They can also offer you advice on the claims process, including the evidence you can collect in support of your case.
The number one priority after an accident is seeking medical attention. Not only does this ensure that you get the medical care you need, but generates medical records that you can use to value your claim.
You should also:
- Fill out an accident book, if appropriate
- Take the contact details of any witnesses
- Obtain CCTV or dashcam footage of the accident if any exists
Seeking legal advice can also be a useful step in preparing to make a claim. Our advisors offer free legal advice, and could also connect you with a lawyer from our panel if you have a valid claim.
Connect With No Win No Fee Solicitors To Make A Personal Injury Claim
A No Win No Fee solicitor will review your case before taking it on to determine how strong it is. This is because a No Win No Fee or Conditional Fee Agreement means that they only receive payment if your claim is a success.
This means that there aren’t any upfront or ongoing fees to pay your solicitor. If your case is successful, the solicitor will take a portion of your compensation fee, which is called a success fee and is legally capped.
If the claim isn’t a success, you don’t pay your lawyer for their services. This means that it’s a low-risk way of funding legal representation that means you won’t pay large legal fees with no guarantee of compensation.
To see if you could be represented on this basis, speak with an advisor today. If you have a valid claim, they could also connect you to a No Win No Fee lawyer from our panel.
Ask Us “What’s My Personal Injury Claim Worth?”
To find out what your personal injury claim could be worth, please feel free to speak with an advisor. You can do so:
- Call us on 0800 408 7826
- Use the live chat feature
- Write to us using our contact form
Our panel advisors provide free legal advice regarding the claims process. They may also be able to answer the question, “what’s my personal injury claim worth?”
Learn More – What’s My Personal Injury Claim Worth?
Motor Insurers’ Bureau – A company that assists with road traffic accidents involving a driver who has no insurance or has not been identified.
NHS 111 – The official NHS helpline that helps you determine the steps to take next.
The Royal Society For The Prevention Of Accidents (ROSPA) – A charity that aims to prevent major accidents by offering training and advice.
We’ve also included some more of our guides
If you’re still wondering, “What’s my personal injury claim worth?” our team could help. Speak with an advisor today for free legal advice.
Writer Beck Pratt
Publisher Fern Scott