Have you sustained a whiplash injury as the result of negligence? Do you want to know if you should use a whiplash claim calculator? This article will help determine how much compensation you may be eligible to receive and will also look at how whiplash injuries could happen. We will break down the impact of this kind of injury and look at how a whiplash injury compensation calculator can help with your case.
When you’re on the road, you’re owed a duty of care by all other road users. This means that they need to act in a way that reduces the risk of injury while on the road. If they fail in this, and you’re injured as a result, then you could be eligible to claim.
Our advisors can provide free advice and determine whether your case is valid. They may connect you to our panel of No Win No Fee solicitors if they believe your personal injury claim has a good chance of success. Talk to our advisors today by:
- Calling us on 0800 408 7826
- Using our live chat feature
- Contacting us using our call back form
Choose A Section
- Whiplash Claim Calculator
- What Is A Whiplash Injury Compensation Calculator?
- How Could Whiplash Happen And Could I Use A Whiplash Compensation Calculator?
- What Impact Could Whiplash Have?
- How Can A Whiplash Claim Calculator Help Me?
- Connect With No Win No Fee Solicitors And Use Our Whiplash Settlement Calculator
- Learn More About Using Our Whiplash Claim Calculator
Whiplash Claim Calculator
The process for receiving compensation changed in the past few years with the introduction of the Whiplash Injury Regulations 2021 (WIR) and the Whiplash Reform Programme. It states that injuries sustained by drivers and passengers over the age of 18 where the injuries are worth £5,000 or less must be made through an online portal.
The WIR have reclassified the value of whiplash injuries that last for less than 2 years. These new tariff amounts can be found below:
Duration of injury | Amount – Regulation 2(1)(a) | Amount – Regulation 2(1)(b) |
---|---|---|
Not more than 3 months | £240 | £260 |
More than 3 months, but not more than 6 months | £495 | £520 |
More than 6 months, but not more than 9 months | £840 | £895 |
More than 9 months, but not more than 12 months | £1320 | £1390 |
More than 12 months, but not more than 15 months | £2040 | £2125 |
More than 15 months, but not more than 18 months | £3005 | £3100 |
More than 18 months, but not more than 24 months | £4215 | £4345 |
However, it’s important to note that these new regulations only apply in cases where the adult driver or passenger of a vehicle has sustained injuries that are worth less than £5,000. If you’re a child, travelling outside a vehicle or your injuries are worth over £5,000 then you will be able to make a claim through the usual channels.
How Are Any Additional Injuries Calculated?
To estimate compensation, you could enter your whiplash in our compensation calculator or read the following sections about how compensation is calculated.
Compensation in personal injury claims can be from two heads of loss called general and special damages. General damages compensation is for the injuries you suffered, whereas special damages relate to the financial impact of your accident and injury.
To put a value on injury compensation, you may be invited to go for an independent medical assessment, which will produce a report. This can be used alongside the Judicial College Guidelines (JCG) to estimate the compensation your injuries are worth. The JCG has a list of injuries, and a corresponding guideline bracket of compensation.
Many factors influence the size of general damages, which is why a whiplash compensation calculator could only give you a rough estimate of your compensation. Factors include the severity of the injuries, what the prognosis is for the future and the impact on your life.
To illustrate, below is a table of injuries from the JCG and the suggested compensation bracket. Please note that they are just guidelines and that the top row is not from the JCG.
Injury Compensation Notes
Mutiple Severe Injuries and Financial Losses Up to £1,000,000 plus Multiple serious injuries and a high level of financial loss such as lost earnings, care costs and rehabilitation treatments.
Severe neck injury (i) In the region of £181,020 Where there's little or no neck movement and severe, intractable headaches.
Severe neck injury (ii) £80,240 to £159,770 Considerably severe cases that fall short of the most severe bracket.
Severe neck injury (iii) £55,500 to £68,330 Fractures, dislocations or severe soft tissue injuries causing significant, permanent disability.
Moderate neck injury (i) £30,500 to £46,970 Fractures or dislocations causing severe symptoms that may need spinal fusion. May include damage to other parts of the body or serious soft tissue injury to the neck and back.
Moderate neck injury (ii) £16,770 to £30,500 Wrenching or soft tissue injury and severe disc lesions causing spondylosis, movement limitation, permanent or recurring pain, discomfort or stiffness.
Moderate neck injury (iii) £9,630 to £16,770 Short-period exacerbation of pre-existing injuries for around five years. Also applies to moderate soft tissue injury with a longer recovery period and some future vulnerability.
Severe back injury (iii) £47,320 to £85,100 Where there is a disc lesion, disc fracture or soft tissue injury causing conditions where despite treatment, disabilities remain.
Minor back injury (i) £9,630 to £15,260 Recovery, full or to a nuisance level, without the need for surgery, and within two to five years.
Severe shoulder injury (a) £23,430 to £58,610 Often sustained in conjunction with a neck injury consisting of brachial plexus damage causing notable disability.
Financial losses can be claimed if they are proven and caused by your accident or injury. Some of the items of out-of-pocket expenses in a whiplash claim could include:
- Loss of earnings
- Physiotherapy fees
- Domestic care costs
- The cost of prescriptions
- Travel expenses
For more information about how to use our personal injury calculator get in touch today.
What Is A Whiplash Injury Compensation Calculator?
A whiplash injury compensation calculator is a tool that can help you understand how much compensation you may be eligible for. However, it is important to remember that you can only claim if your injury was caused by a third party’s negligence.
When on the road, all road have a duty of care to one another. This duty of care is not equal; those road users who have the greatest potential to cause harm have the greatest responsibility to more vulnerable road users.
The legislation that governs the duty of care that road users owe one another is the Road Traffic Act 1988 (RTA). The Highway Code is a set of guidelines and rules that all road users are expected to follow.
For more information on how a whiplash compensation calculator could help you, contact our advisors today.
How Could Whiplash Happen And Could I Use A Whiplash Compensation Calculator?
The NHS defines whiplash as an injury caused by the neck moving suddenly. Whiplash can occur after a number of different kinds of road traffic accidents, for example:
- Vehicle rollovers
- Single-car accidents
- Rear-end collisions
- Side-impact collisions
- Head-on collisions
However, whiplashes can be sustained in other scenarios such as the workplace. This is because slips, trips and falls can also cause whiplash and similar injuries.
For more information on whiplash injuries and the benefits of whiplash compensation calculators, talk to our advisors now.
What Impact Could Whiplash Have?
Whiplash injuries can have negative consequences on your physical and mental health. It has many common physical symptoms, including:
- Neck pain
- Stiffness and difficulty moving the neck
- Headaches
- Pain and muscle spasms in the arms and shoulders
Moreover, the pain caused by whiplash may result in other psychological injuries including:
- Depression
- Anxiety
- Post-traumatic stress disorder
Contact our advisors to discuss the impact of your injuries, as you may be able to claim for mental injuries too. They can offer you free legal advice about using our whiplash claim calculator to see how much you could receive.
How Can A Whiplash Claim Calculator Help Me?
A whiplash calculator can help by providing an outline of the potential compensation you may be eligible to receive. It may also convince you to pursue a claim and our advisors can offer free legal advice on the process.
For example, to make a claim you must prove that a third party’s negligence caused your direct injury. Collecting evidence can help prove negligence, and a lawyer can help you do this.
Here are examples of evidence that can be collected:
- Medical records – Seek appropriate medical attention for your injuries. A document created by a medical professional can support your claim. As part of your claim, you’ll also have to attend an independent medical assessment.
- Photographs – Take pictures of your injury and accident site.
- CCTV footage – You can acquire CCTV, recordings from bystanders and dashcam footage to strengthen your claim.
- Witness details – Collect witness details for a legal professional, such as a lawyer, to gather statements at a later time.
Our advisors are available to answer your whiplash compensation questions and can advise you on what evidence can support your claim.
Connect With No Win No Fee Solicitors And Use Our Whiplash Settlement Calculator
Our advisors are well-versed in assessing the extent of your pain and suffering and can determine whether you have grounds for a claim. If you do, they could connect you to our panel of No Win No Fee solicitors.
Our solicitors operate under a Conditional Fee Agreement (CFA), which is a type of No Win No Fee agreement that comes with many benefits. A CFA lawyer has no hiring costs and no ongoing fees.
The only time you will pay a CFA lawyer is through a success fee which is taken from your compensation when your claim is successful. The fee is a smaller, lawfully-capped percentage of your award that covers their legal costs. You do not pay a success fee if your claim does not succeed.
Get Help Using Our Whiplash Claim Calculator
If you want to properly assess your whiplash injuries, or receive guidance on how to use a whiplash injury compensation calculator, get in touch with our advisors today by:
- Calling us on 0800 408 7826
- Using our live chat feature
- Contacting us using our call back form
Learn More About Using Our Whiplash Claim Calculator
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Contact our advisors today for more information on our whiplash claim calculator and how much compensation you may be able to receive.
Page by CT
Edited by RO