Anxiety Compensation Calculator Guide

By Stephen Taylor. Last Updated 10th February 2025. In this guide, we’ll look at how you could use an anxiety compensation calculator to value your claim. If you’ve been injured in an incident that was caused by the negligence of someone who owed you a duty of care, then you might be eligible to receive compensation.

You may assume that you can only claim compensation for physical injuries like a broken bone or head injury. However, you can also receive compensation for the emotional pain that the incident has caused.

This guide aims to answer the following questions:

Can you claim compensation for anxiety?
How much compensation do you get for a psychological injury in the UK?
How do legal professionals calculate emotional harm?

Our personal injury calculator can help assess the psychological trauma you’ve experienced. Furthermore, one of our advisors may be able to connect you with a No Win No Fee solicitor from our panel to work on your claim.

If you would like to know more about how you can claim compensation for psychological injuries, you can:

Call us on 0800 408 7826
Contact us via our online form
Chat to us using the live chat feature to the bottom-right of this screen.

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Psychological Injuries And Anxiety Compensation Calculator
What Is Anxiety?
Common Causes Of Anxiety And Psychological Injuries
Examples Of Evidence You Could Gather
How To Claim With No Win No Fee Claim Agreements
More On Using An Anxiety Compensation Calculator

Psychological Injuries And Anxiety Compensation Calculator

If you have suffered from psychological injuries in an accident that was not your fault, you may ask, ‘How much is compensation for stress and anxiety?’

Compensation in personal injury claims is split into two heads of claim, referred to as general damages and special damages. This is to ensure that you are compensated for the injuries and financial losses resulting from the accident.

General damages are the head of the claim that compensates you for the injuries you encountered that may be of a physical or psychological nature. General damages are reviewed by a team that often refers to useful documents to ensure you get the correct amount of compensation.

For example, they may refer to an independent medical assessor’s report to determine the extent of your injuries and guidelines presented by the Judicial College (JCG). The JCG lists many injuries and presents them alongside their suggestive compensation brackets.

The table below provides examples from the JCG, except from the top entry. However, these figures are only suggestive, so please remember you are not guaranteed this amount.

Injury	Compensation Bracket	Summary
Multiple Serious Injuries and Significant Financial Loss	Up to £250,000 plus	This estimated figure applies to severe psychological harm plus any related financial losses.
Severe Psychiatric Damage	£66,920 to £141,240	This considers a person's ability to cope with life, including education, work and relationships. It also reviews treatment, prognosis and medical help.
Moderately Severe Psychiatric Damage	£23,270 to £66,920	The person will suffer from the issues listed above; however, there will be a more optimistic prognosis.
Moderate Psychiatric Damage	£7,150 to £23,270	The person will suffer from the issues listed above; however, there will be improvement and a good prognosis.
Less Severe Psychiatric Damage	£1,880 to £7,150	This will consider the length of time the person suffered and how daily life has been affected.
Severe PTSD	£73,050 to £122,850	The person suffers from permanent effects which prevent them from working. All aspects of their life would have been greatly affected by this award.
Moderately Severe PTSD	£28,250 to £73,050	PTSD will cause significant disability for the foreseeable future. However, there will be a better prognosis than in more serious cases.
Moderate PTSD	£9,980 to £28,250	A recovery will be made in the future, and the prognosis is good.
Less Severe PTSD	£4,820 to £9,980	Short-lived suffering and psychological effects are mild and resolve quickly.

Special damages are the head of claim compensating you for any financial losses you incurred due to your injuries. Therefore, you may only claim special damages if you sustained an injury, such as stress or anxiety.

Some examples of financial losses you may incur due to a psychological injury include:

Lost wages following time off work
Lost work benefits such as holiday entitlement, bonuses and pension contributions
Costs towards healthcare, childcare and travel
Costs towards special equipment and home alterations that support your recovery

When claiming special damages, you must provide evidence of your losses. This may come in the form of:

Payslips
Bank statements
Receipts
Billing documents

Get in touch with our helpful advisors to start your claim today or to learn more about our anxiety compensation calculator.

What Is Anxiety?

Feeling anxious is something that many people will have experienced at some point in their lives. Anxiety is the body’s response to stress.

However, if anxiety affects you daily or stops you from being able to enjoy life, this may be generalised anxiety disorder (GAD). According to the NHS, GAD can have the following symptoms in adults:

A feeling of dread
Restlessness
A constant feeling of being“on edge.”
Irritability
Difficulty concentrating

There are other psychological injuries that you could sustain as a result of an accident caused by negligence. One of these is Post-Traumatic Stress Disorder (PTSD). This is an anxiety disorder that you can develop if you experience something stressful, scary or distressing.

Some of the symptoms of PTSD include:

Re-experiencing the event through flashbacks and nightmares.
Physical sensations like pain, sweating or trembling
Hyperarousal or a feeling of being “on edge”

If you have experienced any of the above symptoms because of an incident that happened because someone who was responsible for your safety was negligent, you may be able to claim. Get in touch with one of our advisors today for more information.

Common Causes Of Anxiety And Psychological Injuries

Below are examples of the types of experiences that could cause you psychological injuries. This is not exhaustive; there are many other examples of incidents that could cause you to suffer from anxiety or a disorder like PTSD.

Anxiety Caused By A Car Accident

A car accident can be a distressing and upsetting event. If the accident was caused by another driver reaching their duty of care towards you, then you may be eligible to claim compensation.

All road users owe one another a duty of care. This means that they need to act in a way that ensures the safety of all other road users.

Some of the ways that a road user could breach the duty of care towards you include:

Failing to keep a safe stopping distance, resulting in a rear-end collision.
Driving while under the influence of drugs.
Failing to pay attention to traffic when pulling out of a side road, resulting in a side-on collision.

Work-Related Stress And Anxiety

When you’re at work, your employer owes you a duty of care. This means that they have a responsibility towards you to ensure that you’re free from the risk at harm in the workplace.

You may assume that this responsibility relates directly to the physical aspects of the role and preventing a work injury. However, your employer also has a duty of care towards your mental wellbeing.

Some examples of how employer negligence could cause you stress in the workplace include:

Your employer fails to address incidents of workplace harassment. This results in the situation escalating.
You’re scheduled shifts, and there are only 7 hours between your shift ending and another beginning.
You’re involved in a workplace accident. As a result, you sustain scarring. This has an impact on your quality of life.

Generalised Travel Anxiety

You might also sustain travel anxiety if you’ve been in an accident caused by someone else’s negligence. An example of this could be while as a passenger on public transport. You could claim compensation if the accident was caused by the driver of the vehicle you were travelling in, as well as if it was caused by another vehicle on the road.

For example, you could be involved in an accident on a bus where the driver lost control, causing it to collide with a tree. As well as physical injuries, you could claim if this caused you anxiety that stopped you from travelling by bus.

Anxiety And PTSD Caused By Military Training Accidents

When you’re in the military, you cannot make a personal injury claim for injuries sustained in active service (during battle) unless it’s through a government scheme. However, you may be able to claim for injuries you’ve sustained while training, provided that it was the result of a breach of duty of care.

For example, you may claim for exposure to extreme cold during a training exercise results in a finger amputation. This may cause emotional and psychological distress.

Anaesthetic Awareness Caused By Medical Negligence

Anaesthetic awareness is when you wake up when you’re being operated on. This can be a very distressing and traumatic experience and may leave you nervous about seeking medical attention again.

All medical professionals owe a duty of care to their patients. This means that they need to provide care of an acceptable level. If the standard of care provided slips below this, and you’re caused harm as a result, you may be able to claim.

Something called the Bolam Test is used by courts to determine if a healthcare provider was negligent. It involves a panel of medical professionals who specialise in the relevant fields confirming whether the standard of care that was administered was acceptable. If not, then this could be an example of medical negligence.

Examples Of Evidence You Could Gather

You are more likely to be awarded compensation for stress caused by an accident or injury if you have evidence. Therefore, to improve how much your injury claim is worth, we would recommend obtaining the following:

A diagnosis from a medical professional can prove that you are suffering from an injury
Notes from a qualified therapist could indicate the impact of your mental health problem
Bank statements, invoices or receipts can prove financial losses or expenses incurred as a result of your injury

In regards to making a CICA psychological injury claim, alongside medical evidence, you are required to provide the following:

A crime reference number to show that you reported the incident to the police
Proof that you are a resident in England, Scotland or Wales

For any other questions on collecting evidence to claim compensation for stress and anxiety in the UK, please don’t hesitate to get in touch. We are available to chat 24/7, and you won’t be obligated to work with a personal injury solicitor from our panel if you don’t want to.

How To Claim With No Win No Fee Claim Agreements

Our panel of solicitors work on a No Win No Fee basis. This means that:

You won’t have to worry about paying legal fees for your solicitor, either before or during the claim.
In the event of your claim being unsuccessful, there won’t be anything for you to pay your solicitor at all.
If your claim is a success, your solicitor will deduct a small, legally capped “success fee” from your compensation. This legal cap exists to prevent you from being overcharged.

For more information on No Win No Fee agreements, or for an advisor to confirm the validity of your claim, speak to a member of our team today. They could connect you with a solicitor from our panel to work on this basis.

We hope that this guide has suitably explained how you could potentially claim for bullying and harassment, and our compensation calculator and tables have hopefully shown you how your compensation may be valued.

If you have any questions about your eligibility to claim, we would recommend that you reach out to one of our advisers. They can answer any questions you may have, such as if you could claim through the CICA for a psychological injury or what evidence you may need to provide to support your claim.

For any questions about how to claim compensation for stress, please reach out now by:

Calling us on 0800 408 7826
Using the live chat featuring
Using the contact us page on our website

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