By Stephen Taylor. Last Updated 14th November 2024. In this guide, you will find out how you can benefit from our PTSD compensation calculator. Post-traumatic stress disorder (PTSD) is a serious mental health condition and you deserve to be properly compensated if you have suffered from PTSD because of an accident caused by a third party’s negligence. We will help you understand what a valid claim looks like and how much it could be worth.
If you would like to begin your claim now, you can speak to our advisors. They could connect you with a solicitor from our panel if they think you have a valid claim. To speak to an advisor today, you can call 0800 408 7826 or visit our contact page. Read on for more information.
Choose A Section
- PTSD Compensation Calculator
- How Could PTSD Happen?
- PTSD Compensation Payouts – Claim Time Limits
- Connect With Our No Win No Fee PTSD Solicitors
- Learn More About Using Our PTSD Compensation Calculator
PTSD Compensation Calculator
Whether you have an accident at work, in a public place or on the road, if you suffer from PTSD as a result and it occurs because a duty of care owed to you was breached, you might be entitled to compensation.
Using figures supplied by the Judicial College Guidelines, we can illustrate how much you might receive for general damages. This compensation relates to any psychological or physical harm caused by the accident. We’ve included a compensation table that can act like a PTSD compensation calculator below. The table should be viewed as a guide only. Please also note that the first entry is not based on the Judicial College Guidelines.
| Injury | Severity Of Injury | Notes | Amount |
|---|---|---|---|
| Severe Psychological Harm With Financial Losses | Severe | Compensation for severe psychological harm that has been caused plus any associated financial losses/expenses. | Up to £500,000+ |
| Psychiatric Damage Generally | Severe (a) | The prognosis is likely to be poor and the person may be unable to cope with life, education and work. | £66,920 to £141,240 |
| Moderately Severe (b) | A more optimistic prognosis. However, the person is still likely to suffer for a while. | £23,270 to £66,920 | |
| Moderate (c) | The prognosis will be much better and the person will have made some recovery. | £7,150 to £23,270 | |
| Less Severe (d) | The level of award is decided by how much daily activities and sleep were affected. | £1,880 to £7,150 | |
| Post-Traumatic Stress Disorder | Severe (a) | The quality of the person's life is severely affected. The will be unable to function as they did pre-trauma. | £73,050 to £122,850 |
| Moderately Severe (b) | A significant disability is likely for the foreseeable future. But there is room for recovery with some professional help. | £28,250 to £73,050 | |
| Moderate (c) | A large recovery will have been made and any ongoing symptoms are not too disabling. | £9,980 to £28,250 | |
| Less Severe (d) | Ongoing symptoms are only minor and a full recovery is expected to be made within one or two years. | £4,820 to £9,980 |
PTSD Claims – Special Damages
PTSD claims could also include special damages. Under special damages, your PTSD compensation could include recovery of financial losses incurred as a direct result of your diagnosis. However, to include special damages as part of your PTSD claim, you will need to supply proof.
PTSD compensation amounts for special damages could include:
- Lost wages if you were out of work due to the diagnosis. Payslips could act as proof.
- Medical expenses, such as therapy and prescription costs, if they aren’t already covered by the NHS. You will need to save the receipts or invoices.
- Transport costs to appointments related to your PTSD diagnosis.
Each PTSD claim is different. Therefore, each claim may include different special damages. Our list above is not exhaustive. You may have incurred different expenses.
Call our advisors to discuss PTSD claims and what could be included under special damages.
How Could PTSD Happen?
There are different situations that could trigger PTSD in a person, whether they be in a workplace, in a public place or on the road. No matter where your accident occurs, there is various legislation in place to protect you. Let’s take a look at scenarios for potential accidents.
In The Workplace
Employers have a responsibility to ensure health and safety measures are upheld in the workplace. The Health and Safety at Work etc. Act 1974 sets out the duty of care that employers owe to their employees. If employers ignore their duty of care, an accident could happen that may cause you harm.
For example, you might be a window cleaner. If your employer has not carried out maintenance checks on equipment, such as ladders, there could be a fault. Subsequently, you may fall from the ladder. If you have fallen from a great height, the experience could be traumatic and cause PTSD. However, you might be able to claim due to the negligent employer.
In A Public Place
Those in control of a place that’s accessible to the public owe a duty of care to visitors under the Occupiers’ Liability Act 1957. This duty of care was extended to unlawful visitors or trespassers in the Occupiers’ Liability Act 1984. If occupiers ignore their responsibility to make their premises reasonably safe, and you suffer from an accident as a result, you may have a valid claim.
On The Road
The Highway Code applies to road users and sets out the responsibilities they should follow when using the road. If road users ignore the duty of care that they owe to other road users, including motorists, cyclists and pedestrians, it could lead to a road accident. Due to the severity of road accidents, the impact on your mental health could be detrimental and may cause severe PTSD. However, you must prove a third party owed you a legal duty of care.
For example, a driver could crash into you after going through a red light. Since the driver has ignored The Highway Code and drove illegally, you may have suffered as a result and might be entitled to receive compensation.
PTSD Statistics
According to a report from the Health and Safety Executive, around 822,000 workers suffered from work-related stress, depression or anxiety last year. Industries with higher than average rates of stress, depression or anxiety included public admin and defence, human health and social work, and education. Elsewhere, on the roads, a government inspection into reported road casualties in Great Britain found that 1,390 people were killed last year whilst 23,140 were seriously injured.
If you are unsure who is responsible for an accident that resulted in you suffering from PTSD, speak to our advisors for free, no-obligation advice. They can also discuss our PTSD compensation calculator.
PTSD Compensation Payouts – Claim Time Limits
For PTSD claims, a compensation calculator may be able to help you gain a clearer understanding of how much you may be eligible to receive in compensation. They usually do this by asking you questions about the nature of your accident and your injury.
You can use our compensation calculator to get an estimate of how much you could receive should your claim succeed. Alternatively, you can refer back to our table where we have listed some potential PTSD compensation payouts using the figures listed in the JCG.
However, a compensation calculator will usually not inform you whether you still have enough time to make your claim. This is why it is important to remember the time limits in place to start a personal injury claim. These time limits can be found in the Limitation Act 1980, and generally are:
- 3 years from the date the accident occurred.
- 3 years from the date you first realised you were harmed by negligence.
There are certain exceptions to these time limits, such as:
- Minors under the age of 18. In these instances, while the time limit is suspended, a court appointed litigation friend could make a claim on their behalf. Alternatively, if no claim is made for them, they will have 3 years to start their claim once they turn 18.
- Someone who lacks the mental capacity to make a claim. Similarly, the time limit is suspended during which time a litigation friend could make a claim on their behalf. If this is not done, the person can make their own claim from the date of their recovery.
Contact our advisors today if you are wondering whether you are eligible to claim compensation for PTSD or to learn more about the time limits that may apply to your specific circumstances.
Compensation For PTSD – Do I Need Evidence?
Having explained how our PTSD compensation calculator could help you estimate a potential value for your claim, we need to discuss how you can prove the harm you experienced was the fault of the third party.
Examples of evidence you could collect include:
- Medical diagnosis of PTSD, as well as documents from your therapist or counsellor.
- CCTV or dashcam footage of the accident occurring.
- You can also photograph the scene of the incident and your injuries.
- If others saw the accident occur, they could give a witness statement. Make sure you have up to date contact details for them so a statement can be taken during the claim.
For more information on the evidence you could collect or to find out more about how our PTSD claim calculator could help you, contact our advisors today using the information given below.
Connect With Our No Win No Fee PTSD Solicitors
If you speak to our advisors about your potential PTSD claim, they could review it to determine if you have a strong case. If they determine you do, then they could put you in touch with one of the solicitors on our panel.
Our panel of solicitors can support PTSD claims under a type of No Win No Fee agreement called a Conditional Fee Agreement (CFA). This agreement means that you won’t need to pay your solicitor for their work before your claim starts or while it is being processed. You also don’t need to pay your solicitor for their services if the claim fails.
If your claim is successful, then your solicitor will take a small and legally capped percentage of the compensation awarded to you. This is known as a success fee.
To learn more about claiming with a No Win No Fee solicitor or about using a PTSD compensation calculator, contact our advisors for free today. They can speak to you about your potential case and answer any more questions you may have about the claiming process. You can contact our team by:
- Calling 0800 408 7826
- Using the live chat service
- Or by using our contact page
Learn More About Using Our PTSD Compensation Calculator
We hope you have enjoyed learning about our PTSD compensation calculator and have more of an idea of what your claim is worth. Here are some additional resources that you might find helpful.
- Mental Health Services – Get access to NHS mental health services near you.
- Suicide Prevention – Government resources and guidance on suicide prevention.
- Post-Traumatic Stress Disorder – Understand more about PTSD with this guide from Mind.
- We have included some more of our guides for you to read below.
- Terms And Conditions – The terms and conditions of using our site.
- Psychological Injuries – A compensation calculator for psychological injuries.
- Multiple Injury – Find out how much compensation you could receive for multiple injuries.
For further queries, get in touch with our team today. Thank you for reading our PTSD compensation calculator guide.
Publisher Ruth Vito
Writer Lewis Jones