If you’re thinking of making a finger injury claim, you might be wondering how a finger injury claim calculator could help you. Compensation calculators are useful tools that can help give you a broad idea of how much compensation your claim could result in, and at Compensation Calculator UK, we believe these tools should be accessible to everyone.
In this guide, we’ll explore everything that you need to know about making a personal injury claim for a finger injury. We start by discussing what a compensation calculator is and how they’re used; then, we go on to discuss when you could make a claim, what your compensation could cover, and how this kind of injury can impact your daily life. We’ll also explore how our panel of personal injury solicitors could help you make a hand injury claim on a No Win No Fee basis.
We understand that the claims process can sometimes seem intimidating, and we are here to help. Our team of advisors are happy to help and can answer any questions you might have about making a claim for an injured finger. Contact us today to get started by:
- Calling us on 0800 408 7826
- Using the live chat feature
- Contacting us online
Jump To A Section
- Finger Injury Claim Calculator
- Can Compensation Be Claimed For An Injured Finger?
- The Common Reasons For Finger Injury Claims
- How Can Finger Injuries Impact Your Life?
- Starting A Finger Injury Claim
- Get Free Advice With Our Finger Injury Claim Calculator
- More Information
Finger Injury Claim Calculator
Our finger injury claim calculator uses figures from the Judicial College Guidelines (JCG) to help give you a broad estimate of what you could receive in terms of general damages. This head of compensation is awarded in every successful claim, and it covers the pain and suffering your finger injuries have caused you.
The JCG is a tool that professionals like solicitors use to help them value claims. It contains a list of common injuries and illnesses, including finger injuries and amputations, and provides a guideline compensation bracket for each severity.
In the table below, you can see some examples of the JCG’s figures. Please keep in mind that these are not guaranteed amounts, and our advisors can give you a more in-depth analysis of your claim. The top figure in this table was not taken from the JCG.
| Injury | Compensation Bracket | Notes |
|---|---|---|
| Multiple Severe Injuries Including Finger Injuries, Plus Special Damages | Up to £500,000+ | The combined effects of multiple severe injuries, including severe finger injuries, as well as special damages covering financial losses, e.g. lost earnings, the cost of prosthetics, and travel expenses. |
| Total or Effective Loss of One Hand | £117,360 to £133,810 | Hand injuries that result in either traumatic amputation or surgical amputation. |
| Amputation of Index and Middle and/or Ring Fingers | £75,550 to £110,750 | The hand has little use, and the grip strength is weak, |
| Severe Fractures to Fingers | Up to £44,840 | This can cause partial amputations and deformity, as well as reduced grip strength. |
| Amputation of Ring and Little Fingers | In the region of £26,620 | Joint amputation of the ring finger and little finger. |
| Total and Partial Loss of Index Finger | £14,850 to £22,870 | This bracket also covers injuries that reduce the finger's grip strength or dexterity, or causes disfigurement. |
| Serious Injury to Ring or Middle Fingers | £12,590 to £19,940 | This bracket covers fractures and soft tissue injuries that cause deformity, loss of grip strength, or partial amputation. |
| Amputation of Little Finger | £10,550 to £14,940 | Complete amputation of the little finger. |
| Fracture of Index Finger | £11,120 to £14,930 | This covers fractures that heal quickly but leave a risk of pain and osteoarthritis. |
| Loss of the Terminal Phalanx of the Ring or Middle Fingers | £4,820 to £9,610 | Total loss of the terminal phalanx of the two middle fingers. |
How Is Compensation Calculated?
There are a number of factors that go into calculating compensation amounts, including more than just the figures provided by the JCG. For example, the amount of evidence that you have to support your claim can affect how much you get, as can the severity of your injuries and the ways in which they’ve impacted your day-to-day life.
We always recommend working with a solicitor when you make a compensation claim. This is because a solicitor can make sure that your potential payout covers all of your losses. Our panel of solicitors have years of experience in personal injury law, and this experience means they know how compensation is calculated and what to include in your claim.
Can Financial Losses Also Be Claimed For?
Yes, you can claim back financial losses in a personal injury claim. Any out-of-pocket expenses caused by your injuries can be recouped under special damages, which makes up the second part of your personal injury claim. This heading can help you cover the cost of things like:
- Prescriptions
- Prosthetics
- Lost earnings
- Childcare
- Physical therapy
To learn more about what your finger injury compensation payout could cover, talk to one of our expert advisors today. Or, take a look at our compensation calculator for more information.
Can Compensation Be Claimed For An Injured Finger?
If you want to claim compensation for a finger injury, you first need to establish whether not negligence occurred. In personal injury law, negligence happens when:
- Someone else owes you a duty of care: A duty of care is a legal responsibility for the health and safety of someone else. We’ll talk more about when you could be owed a duty of care in the next section.
- They breach this duty: A breach of duty can look different depending on where you are, but can include things like driving while drunk, not putting out a wet floor sign, or not undertaking a risk assessment.
- You are injured as a result: You can’t claim without an injury, whether that be physical or mental, and that injury must be caused by the breach of duty.
Being able to establish these three factors is crucial when making a personal injury claim. If you aren’t sure whether you have been a victim of negligence, contact our team of advisors today. They will ask you about your case through a free consultation and can tell you whether or not you could make a finger injury compensation claim.
The Common Reasons For Finger Injury Claims
There are three main kinds of personal injury claims; these are accident at work claims, road traffic accident claims, and public liability claims.
Accidents At Work
When you’re at work, your employer owes you a duty of care. This means that they need to do all they reasonably can to keep you safe, as per the Health and Safety at Work etc. Act 1974 (HASAWA). Negligence in the workplace can look like:
- Your employer installs cables and leads trailing across the office you work in, but they don’t undertake a risk assessment. This causes you to trip and fall, suffering a dislocated knee and broken fingers.
- Your colleague tells your employer that the handrail on the stairs is faulty, but they make no attempt to fix it or signpost the damage. The handrail then breaks as you are using it, causing you to fall down the stairs and fracture your fingers badly enough that your index finger needs to be amputated.
Road Traffic Accidents
All road users owe each other a duty of care. This means they need to use the roads in a way that prevents damage or injury. To uphold this duty, every kind of road user, from pedestrians to drivers to cyclists, must comply with the Road Traffic Act 1988 and the Highway Code. Negligence on the roads can look like:
- A driver does not stop at a zebra crossing, hitting two pedestrians before fleeing the scene. This leaves the pedestrians with multiple broken bones, including a broken wrist and broken fingers.
- You are stopped at a red light, and the driver behind you crashes into the back of your car because they aren’t paying attention. This causes you to suffer airbag burns on your hand and fingers.
Accidents In Public Places
While you’re visiting a public place, the occupier of that space owes you a duty of care. The occupier means whoever is in control of the premises. As per the Occupiers’ Liability Act 1957, they need to make sure that they take steps to keep visitors reasonably safe. Negligence in a public place can look like:
- A spillage in a supermarket isn’t cleaned up or marked with a wet floor sign. This causes you to slip and fall, dislocating three fingers when reaching out to prevent your fall.
- A smashed glass at a bar isn’t cleaned up or signposted. You trip and fall, causing your hand and fingers to be cut and scarred by the broken glass.
These are only a few examples of how negligence can occur in different day-to-day situations. If you’re still unsure whether you can claim, or if you want to learn more about our finger injury claim calculator, get in touch with our friendly team today.
How Can Finger Injuries Impact Your Life?
Finger injuries can impact your life in many ways. In terms of the physical and mental impacts, this kind of injury can lead to:
- Mobility issues
- Amputation
- Scarring
- Anxiety
- Post-Traumatic Stress Disorder
- Depression
The Financial Effects Of A Finger Injury
The financial effects of a finger can be more significant than you might expect. In some cases, you may be unable to return to work, leading to a lifelong loss of earnings. Similarly, this kind of injury can lead to a number of out-of-pocket expenses, ranging from the cost of prosthetics to paying for private surgeries or healthcare.
Our team are on hand to talk about using a finger injury claim calculator to properly assess the impacts of this kind of injury at your convenience. Follow the details at the top of the screen to get in touch, or keep reading to learn more.
Starting A Finger Injury Claim
If you’re thinking of starting a personal injury claim, you’ll need to have evidence to back it up. This is one of the most important aspects of the claims process because your claim hinges on whether or not you can prove that negligence occurred.
For example, you might be able to prove your claim with evidence like:
- CCTV or dashcam footage of the accident
- Photographs of your finger injuries
- The contact information of any witnesses to your accident, so a statement can be taken from them at a later date.
- Accident book logs
- Evidence of financial losses, such as payslips, receipts or bank statements.
These are only a few examples of the types of evidence that you could use to support your claim. If you make your claim with a solicitor from our panel, they can help you gather the right evidence to make a strong case. Contact us today to learn more.
Get Free Advice On Our Finger Injury Claim Calculator
It’s important to remember that our finger injury claim calculator has limits. While it can be a very useful tool when deciding whether or not to start a claim and potentially how much your injury may be worth, we always recommend talking to a member of our team. Our team of advisors are personal injury experts and can offer a free consultation. During this time, they will listen to your story and can tell you whether or not you have a valid claim.
From there, they can connect you with an expert hand injury solicitor from our panel. Our panel can help you without taking any upfront or ongoing fees for their work, because they work under something called a Conditional Fee Agreement (CFA). This is a kind of No Win No Fee arrangement, and it essentially means that:
- You don’t pay anything upfront for their work
- You don’t pay for their ongoing services
- You don’t pay any fees at all if your claim fails
- You only pay a success fee if you win
This success fee is a small percentage of your compensation. However, the percentage is capped by law, which helps to make sure that the process is fair and that you keep the majority of what you get. Working with a solicitor can make the claims process feel much less stressful, and our panel have decades of combined experience in handling personal injury claims.
Contact Us
If you’re ready to get started, or if you’d like to learn more about how our finger injury claim calculator works, contact our team today by:
- Calling us on 0800 408 7826
- Using the live chat feature
- Contacting us online
More Information
For more helpful personal injury claim guides:
- Learn about our foot injury claim calculator
- Find out how to claim shoulder injury compensation
- Get help making a soft tissue injury claim
Or, for further resources:
- Learn about finger pain from the NHS
- Find out how to request CCTV footage of yourself from Gov.UK
- Read the NHS guide to amputation
Thank you for reading our finger injury claim calculator guide.